Are you a fiduciary financial advisor in Concord, NC?
Yes—Cadence Wealth Partners is an independent RIA based in Concord, NC. We act as fiduciaries and serve clients locally and virtually nationwide.
Do you work with clients outside North Carolina?
Yes—we meet virtually with clients across the U.S. while proudly serving Concord, Cabarrus County, and greater Charlotte.
How should I pay myself as an S-Corp owner?
Set a reasonable salary for your role, then consider distributions for the rest to improve overall tax efficiency.
When should I start exit planning?
Now—early planning protects value against the “5 D’s” and improves your odds of selling on your terms.
When should I claim Social Security?
Depends on health, income needs, and marital status; a personalized analysis can maximize lifetime benefits.
How can I lower taxes in retirement?
Coordinate withdrawals across account types, consider Roth conversions, and use QCDs and timing strategies.
What is the Blended Retirement System (BRS)?
A smaller pension + TSP with matching contributions—more portable for those who may not reach 20 years.
Can I contribute to both TSP and an IRA?
Yes—coordinating both can improve tax benefits and long-term growth.
