Financial Planning Tools & Resources
Free tools built to help you understand your financial picture — whether you're running a business, planning for retirement, or both.
Retirement & Income Tools
Run the numbers on retirement income, Social Security timing, required distributions, and more.
Time-Weighted Allocation (TWA) Calculator
Model your investment allocation across four time-based buckets — short, medium, long, and legacy. See how your portfolio is positioned for each phase of retirement.
Open Tool →Social Security Claiming Optimizer
Compare claiming ages and strategies side by side. Find the breakeven point and see how timing affects your lifetime benefit.
Open Tool →RMD Calculator
Calculate your Required Minimum Distribution based on your account balance and age. Know what you'll need to take — and plan around it.
Open Tool →401(k) vs. Roth Comparison
Should you contribute pre-tax or after-tax? Model the long-term difference based on your income, tax rate, and timeline.
Open Tool →Retiree Budget Planner
Map out your retirement income and expenses in one place. See whether your plan holds up — and where the gaps might be.
Open Tool →Personal Budget Tool
A straightforward budget builder for tracking income, fixed expenses, and discretionary spending — useful at any stage of life.
Open Tool →Business Owner Tools
Purpose-built resources for owners who want to understand their tax position, compensation strategy, and what comes next.
Quarterly Tax Estimator
Estimate your quarterly estimated tax payments based on income and deductions. Stop guessing — and stop getting hit with penalties.
Open Tool →Vehicle Purchase Calculator
Buy vs. lease vs. finance — modeled out for business owners. Factor in Section 179 deductions and true cost of ownership.
Open Tool →Business Owner Resource Library
Guides on qualified plan comparison, business structure, and the Five Drivers of Business Value — all in plain English. Built for owners, not accountants.
Explore Library →Start Here
Not sure where to begin? These two free snapshots give you a starting point — no obligation, no sales pitch.
Business Exit Snapshot
Most business owners have no idea what their company is actually worth — or what it would take to exit on their terms. This free tool gives you a starting point for that conversation.
Get Your Exit SnapshotRetirement Income Snapshot
How much income will your retirement actually generate? This free tool helps you see your projected income picture — and whether your savings are on track to fund the life you want.
Get Your Retirement Snapshot
